Ten years after being framed for murder to force her into participating in a crooked lottery scam, a now wealthy LuAnn Tyler struggles to live a normal life as she finds herself caught between an FBI investigation and a ruthless man from her past, who will stop at nothing to silence her

When Jenner Redwine wins the lottery, she never imagined how much it would cost her. Luckily she finds an ally-and a guide to the rarefied realm of privilege in a shy, kind-hearted heiress who invites Jenner on a charity cruise. But what should have been a "Love Boat" cruise suddenly turns into a game of dizzying intrigue and harrowing danger, and Jenner finds herself taken hostage by a menacing stranger--a stranger that helps her rediscover feelings...